By Jan Bergemann

Published November 8, 2019


The horror stories I’m hearing about developers are often outrageous. Some of these developers are working since Day 1 of the development on cheating the homeowners.


Promises are broken, maintenance fees are used for the developers own advantage and the quality of the homes and the amenities are often disastrous. But, since developers in Florida have great lobbyists with deep pockets, the Florida legislature allows them to get away with it – at the expense of the homeowners.


And if something goes really wrong for the developers in a court of law, they quickly turn to the legislators to set it again straight in their favor.


And if the developer knows that he/she has to turnover control of the community to homeowners, many developers are smart enough to groom some homeowners to be elected to the board to make sure that the association is not suing the developer for shoddy work. Funny, there seem to be always a few homeowners willing to “screw” their neighbors. And before the other owners have figured it out, the warranties are gone and all the necessary repairs have to be paid by the homeowners.


Wake up people – it’s your money!


But if you think that developers of homeowners’ associations are really bad, you haven’t seen the even worse developers of Community Association Districts! There the owners get charged twice – allowed by Florida law.


But that’s another chapter!

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Jan Bergemann Jan Bergemann is president of Cyber Citizens For Justice, Florida 's largest state-wide property owners' advocacy group. CCFJ works on legislation to help owners living in community  

associations. He moved to Florida in 1995 - hoping to retire. He moved into a HOA, where the developer cheated the homeowners and used the association dues for his own purposes. End of retirement!


CCFJ was born in the year 2000, when some owners met in Tallahassee - finding out that power is only in numbers. Bergemann was a member of Governor Jeb Bush's HOA Task force in 2003/2004.


The organization has two websites to inform interested Florida homeowners and condo owners:

News Website:

Educational Website:

We think that only owners can really represent owners, since all service providers surely have a different interest! We are trying to create owner-friendly laws, but the best laws are useless without enforcement. And enforcement is totally lacking in Florida !

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