By Jan Bergemann

Published April 7, 2023


Both Florida Condo and HOA statutes eliminate the voting rights of an owner who is more than 90 days delinquent on any payments owed to the association. And on top of that: The owner is unable to be a candidate for an election of the board.


Dictatorial board members in HOAs have figured out this loophole and create quickly fines for possible opposing unwanted candidates, timely to force the owner either to pay the ”invented” fine or being eliminated as a candidate for the board.


Well, would you pay $1000.00 just to be able to be a candidate at the next board election? I don’t think so – and the dictatorial board reached its goal – no opposing unwanted candidate at the election. After the election is over and the dictatorial board is back in power, they will just quickly delete the fine since they know full well that this so-called “fine” wouldn’t make it through litigation.


Even if the idea behind the “delinquent payment” punishment made sense, it created a loophole with unintended consequences and makes election “fraud” possible. Don’t we already have enough ELECTION FRAUD in our nation?

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Jan Bergemann

Jan Bergemann is president of Cyber Citizens For Justice, Florida 's largest state-wide property owners' advocacy group. CCFJ works on legislation to help owners living in community  

associations. He moved to Florida in 1995 - hoping to retire. He moved into a HOA, where the developer cheated the homeowners and used the association dues for his own purposes. End of retirement!


CCFJ was born in the year 2000, when some owners met in Tallahassee - finding out that power is only in numbers. Bergemann was a member of Governor Jeb Bush's HOA Task force in 2003/2004.


The organization has two websites to inform interested Florida homeowners and condo owners:

News Website:

Educational Website:

We think that only owners can really represent owners, since all service providers surely have a different interest! We are trying to create owner-friendly laws, but the best laws are useless without enforcement. And enforcement is totally lacking in Florida !

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