By Jan Bergemann

Published March 31, 2023


The bill Eric was referring to on Monday was HB 837 – CIVIL REMEDIES – and was signed into law by Governor Ron DeSantis on March 24, 2023.


We all know that the Florida Legislature is trying very hard to fix the insurance disaster our Sunshine State is suffering from. They are trying to find ways to lower the insurance premiums and make Florida more attractive for insurance companies to do business here.


This bill is mainly aimed at lawsuits that are costing the insurance industry millions of dollars. Despite the claims of attorneys that there are not many frivolous lawsuits being filed, it has been pretty obvious that we have here in Florida law groups only specializing in suing insurance companies – and they definitely did pretty well for themselves. We have seen cases where board members were actually approached by attorneys pushing them to hire their firm to file lawsuits for insurance claims.


Attorneys definitely didn’t like the bill and they protested strongly against this bill being enacted.


Will this bill help to reduce the insurance premiums here in Florida? Only time will tell!

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Jan Bergemann

Jan Bergemann is president of Cyber Citizens For Justice, Florida 's largest state-wide property owners' advocacy group. CCFJ works on legislation to help owners living in community  

associations. He moved to Florida in 1995 - hoping to retire. He moved into a HOA, where the developer cheated the homeowners and used the association dues for his own purposes. End of retirement!


CCFJ was born in the year 2000, when some owners met in Tallahassee - finding out that power is only in numbers. Bergemann was a member of Governor Jeb Bush's HOA Task force in 2003/2004.


The organization has two websites to inform interested Florida homeowners and condo owners:

News Website: http://www.ccfj.net/.

Educational Website: http://www.ccfjfoundation.net/.

We think that only owners can really represent owners, since all service providers surely have a different interest! We are trying to create owner-friendly laws, but the best laws are useless without enforcement. And enforcement is totally lacking in Florida !

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