By Jan Bergemann

Published December 12, 2014


Let’s make sure everybody understands: Identity theft in associations can’t really be avoided. Too many people have access to the so-called “confidential records.”


Especially in associations with the right to interview potential owners/renters the danger of identity theft is huge. The associations are normally asking the potential buyer/renter for all the goodies any identity thief needs – and this “dangerous” info is normally not very well protected. Normally it’s kept in some office where too many people have access. “Too many people” means too many eyes that can steal this info.


And in the end nobody knows who was the one using the info – or selling it. Make no mistake: This info is valuable for the bad guys and – as we have seen in various cases – they are willing to pay good money for it.


And since associations are not really able to properly protect all this “dangerous” info they shouldn’t – in my opinion – collect this info in the first place.


Don’t forget: It’s as well a matter of liability!

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Jan Bergemann Jan Bergemann is president of Cyber Citizens For Justice, Florida 's largest state-wide property owners' advocacy group. CCFJ works on legislation to help owners living in community  

associations. He moved to Florida in 1995 - hoping to retire. He moved into a HOA, where the developer cheated the homeowners and used the association dues for his own purposes. End of retirement!


CCFJ was born in the year 2000, when some owners met in Tallahassee - finding out that power is only in numbers. Bergemann was a member of Governor Jeb Bush's HOA Task force in 2003/2004.


The organization has two websites to inform interested Florida homeowners and condo owners:

News Website:

Educational Website:

We think that only owners can really represent owners, since all service providers surely have a different interest! We are trying to create owner-friendly laws, but the best laws are useless without enforcement. And enforcement is totally lacking in Florida !

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