By Jan Bergemann

Published November 28, 2014


Definitely not, according to the many e-mails and telephone calls I’m getting daily. The complaints I’m receiving go from election fraud, dictatorial behavior of board members and managers, nasty letters from attorneys, waste and/or embezzlement of money, fines for unjust “violations” – and the list goes on.


Make no mistake: Families could live a lot more peaceful when no community associations existed. In former times neighbors brought neighbors in need chicken soup and cookies. Nowadays neighbors are serving neighbors with law-suits and foreclosure notices. Is that the kind of progress owners expected when buying into mandatory community associations?


Should owners be thankful for the fact that they are “allowed” to pay their neighbors’ cable and water bills (and other bills) – neighbors who have given up paying their maintenance dues for whatever reasons?


Should owners be thankful for the fact that the Florida legislature created laws protecting banks from paying their fair share of maintenance dues – forcing these neighbors to pay what the banks and mortgage companies should actually pay?


Should owners be thankful for the fact that the Florida legislature allowed quite a few of the homeowners’ associations turn into dictatorships, because there is no regulatory agency to enforce all the laws the legislature enacted over the years. And most owners don’t have lots of money to spare to pay the legal fees necessary to enforce existing laws.

We always hear that these community associations help to protect the property values? That’s a good story for somebody who believes in fairy tales – but factual, it’s absolutely untrue!


So, what should association members be thankful for?

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Jan Bergemann Jan Bergemann is president of Cyber Citizens For Justice, Florida 's largest state-wide property owners' advocacy group. CCFJ works on legislation to help owners living in community  

associations. He moved to Florida in 1995 - hoping to retire. He moved into a HOA, where the developer cheated the homeowners and used the association dues for his own purposes. End of retirement!


CCFJ was born in the year 2000, when some owners met in Tallahassee - finding out that power is only in numbers. Bergemann was a member of Governor Jeb Bush's HOA Task force in 2003/2004.


The organization has two websites to inform interested Florida homeowners and condo owners:

News Website:

Educational Website:

We think that only owners can really represent owners, since all service providers surely have a different interest! We are trying to create owner-friendly laws, but the best laws are useless without enforcement. And enforcement is totally lacking in Florida !

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