By Jan Bergemann

Published April 10, 2020


I guess in the moment we all have more time than money.


Getting bored at home after Governor Ron DeSantis issued a “STAY AT HOME” order?


Here is a suggestion: Read the governing documents of your community and study the Florida statutes regulating your association.


It’s high time to finally do what you should have done a long time ago: Preferably when you moved into your home located within a community association.


Knowing the “Ins” and “Outs” of statutes and governing documents is essential, especially if you plan on challenging the sitting board – and/or the management company after the pandemic is finally in the history books.


I hope you are aware that a “bad” board can easily ruin your personal finances, not just the finances of your association: Remember: Your financial welfare depends on good business decisions of the board – and many owners have lost their homes – for example – because the board listened to bad advice from attorneys and/or management companies and got involved in an expensive lawsuit. There is barely any escape from the litigation vortex.


NEVER FORGET: Your home is collateral for all the debts your association occurs.

HTML Comment Box is loading comments...
Jan Bergemann Jan Bergemann is president of Cyber Citizens For Justice, Florida 's largest state-wide property owners' advocacy group. CCFJ works on legislation to help owners living in community  

associations. He moved to Florida in 1995 - hoping to retire. He moved into a HOA, where the developer cheated the homeowners and used the association dues for his own purposes. End of retirement!


CCFJ was born in the year 2000, when some owners met in Tallahassee - finding out that power is only in numbers. Bergemann was a member of Governor Jeb Bush's HOA Task force in 2003/2004.


The organization has two websites to inform interested Florida homeowners and condo owners:

News Website:

Educational Website:

We think that only owners can really represent owners, since all service providers surely have a different interest! We are trying to create owner-friendly laws, but the best laws are useless without enforcement. And enforcement is totally lacking in Florida !

Join the 

CCFJ Email List

For Email Marketing you can trust