By Jan Bergemann   

Published March 19, 2021


Paying attention to warning signs can be very important – especially for your financial health. Small repairs and maintenance projects can turn into serious jobs at a high cost – high costs that could have been avoided if early warning signs would have been observed.


It is one thing to have fully funded reserves, but that shouldn’t mean that your association should waste money by ignoring early warning signs and waiting with repairs until things are falling apart.


A leak in the roof can easily be fixed if early detected and can be quickly repaired at a reasonable price, instead of waiting to call the roofer until the leak has created serious damage to the building and owners are suing the association for damages caused by the leak.

This is just one of many examples why early warning signs should not be ignored.

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Jan Bergemann Jan Bergemann is president of Cyber Citizens For Justice, Florida 's largest state-wide property owners' advocacy group. CCFJ works on legislation to help owners living in community  

associations. He moved to Florida in 1995 - hoping to retire. He moved into a HOA, where the developer cheated the homeowners and used the association dues for his own purposes. End of retirement!


CCFJ was born in the year 2000, when some owners met in Tallahassee - finding out that power is only in numbers. Bergemann was a member of Governor Jeb Bush's HOA Task force in 2003/2004.


The organization has two websites to inform interested Florida homeowners and condo owners:

News Website: http://www.ccfj.net/.

Educational Website: http://www.ccfjfoundation.net/.

We think that only owners can really represent owners, since all service providers surely have a different interest! We are trying to create owner-friendly laws, but the best laws are useless without enforcement. And enforcement is totally lacking in Florida !

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