By Jan Bergemann

Published March 11, 2022


As Eric stated in his blog on Monday enforcement of unpaid dues has been made a lot more difficult by the Florida Legislature in the last few years.


But, as usual, there are always two sides to the story: In my opinion the added restrictions were caused by some sharks – also known as collection attorneys – who made a fortune out of going after some unit-owners who fell behind on their maintenance dues for just a few bucks by quickly filing liens and foreclosure notices and then “blackmailing” these unit-owners into paying outrageous legal fees or losing their homes – often for very small amounts of unpaid dues.


In my opinion the legislature did the right thing with adding these “owner-protections” into the Florida statutes. I honestly find it absolutely unreasonable if some owner is forced to pay $5,000 in legal fees because he/she failed to pay $80 in monthly maintenance fees.


Yes, as Eric said, it takes now quite a while before the association can go after delinquent owners and before attorney’s fees can be added to the delinquent amount.


And the way our economy goes and all the new cost for unit-owners our “esteemed” legislators added during this year’s session, we will again see a myriad of liens and foreclosures being filed since all the newly added “safety-measures” will price a lot of families out of their homes.

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Jan Bergemann Jan Bergemann is president of Cyber Citizens For Justice, Florida 's largest state-wide property owners' advocacy group. CCFJ works on legislation to help owners living in community  

associations. He moved to Florida in 1995 - hoping to retire. He moved into a HOA, where the developer cheated the homeowners and used the association dues for his own purposes. End of retirement!


CCFJ was born in the year 2000, when some owners met in Tallahassee - finding out that power is only in numbers. Bergemann was a member of Governor Jeb Bush's HOA Task force in 2003/2004.


The organization has two websites to inform interested Florida homeowners and condo owners:

News Website:

Educational Website:

We think that only owners can really represent owners, since all service providers surely have a different interest! We are trying to create owner-friendly laws, but the best laws are useless without enforcement. And enforcement is totally lacking in Florida !

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